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$10 in Your Pocket and No Debt Makes You Special

DSC04318-BPlease forgive for not citing the source, but I read somewhere recently that if you are debt free and you have at least $10 in your name, you are wealthier than 25% of Americans! I repeat, if you are debt free and you have at least $10 in your name, you are wealthier than 25% of Americans! 

All I have to say is wow. Isn’t that eye-opening?! I mean here in America, $10 fugging dollars and no debt places you in a special group that few people will never see in their lifetimes. We really live in a world of credit do we? Continue reading $10 in Your Pocket and No Debt Makes You Special

You Gotta Jump to be Successful

Hey the few who have visited my site over the past year, but I am on a warpath to financial freedom!!

I have made a few career decisions that will change my life forever. While scary. I’m still in transition mode but things are moving fast! Like Steve Harvey said in this YouTube clip, you have to just jump to be successful, and that’s what I’m doing. Those who are reading this are not ordinary so we all need to stop acting that way.


Enough about me…What have everyone been up to?

Have you removed debt from your life? Are you on the right track to debt freedom?

Have you separated your good debt from your bad debt? Do you even know the difference?

Have you evaluated your reasons why you are in debt? I did and I made some dumb decisions in the past!

Did you check out my blog roll of cool fugging blogs that will help you get out of debt?


Are you spending like you’re poor and earning like you’re rich? If not read this from the Root of Good.

Did you create an emergency fund yet? If you did, were you thankful like Kali Hawlk

Are you working on your exit plan from Corporate America? Don’t regret it like in this story from Studenomics

Are you listening to any good podcasts on your way to work like I do? Here are some great podcasts from PTMoney. Take a listen!


You Gotta Jump to be Successful!

Very true s#$^ indeed. Take chances in life because you only have one. All successful people have a story to tell. What will your story be? Always remember that to be awesome, you have to do awesome things! See you all soon on the beach!!

4 Fugging Benefits of Not Attending FinCon ’14

FinCon Held in New Orleans -2014

FinCon Held in New Orleans -2014

As a somewhat new blogger, I am still trying to make my mark in the financial blogging world. I see improvements in not only my writing skills that I haven’t used since college, but also my own finances just from learning from others bloggers and podcasts. By becoming a regular reader of many blogs one of the most common items of discussions in the recent past was the annual Financial Bloggers Conference or FinCon which was held in September.

FinCon14 a peer conference for the financial media community which includes bloggers, podcasters, and anyone else within the financial service community. Here you network, educate, and discover new trends in money and personal finance.

Not going to the conference was a bummer because I missed out on tons of information, missed out on the networking aspect, and the added motivation I would have received by talking to the many successful people who attended. Not all is lost though by not going as I am an optimistic dude who tries to find the positives when I can. Continue reading 4 Fugging Benefits of Not Attending FinCon ’14

Financial Podcasts I’m Listening To

Podcasts I Listen To

“People often say motivation doesn’t last. Well neither does bathing- that’s why we recommend it daily”

-Zig Ziglar

Like the late great Mr. Ziglar stated, motivation is something you have to feed yourself almost daily. As humans we usually allow life’s events to dictate how we are feeling. The best way to combat the BS life throws at you depends on you. Any bad news or a negative event can send even the best of us into a state of misery. To offset the pessimistic feelings you have to rely on constant motivation. Negativity can smell just as bad as your body if you don’t bathe!

Podcasts as Motivation?

I’m not exempt from the deflation bug that can bite you at any given moment. It happens for sure but what motivates me comes from all of the podcasts and fellow bloggers. I’m not a huge reader of books but I do visit a Barnes & Nobles bookstore every so often to read and relax. Whether it’s on the way to work in the a.m or when I going to bed at night,I feed my brain with podcasts and blogs that geared towards the goals I am in the process of achieving.

Podcasts I listen to often:

Rich Dad Radio Show w/ Robert Kiyosaki (Author of  the bestseller Rich Dad Poor Dad)

Good Financial Cents Podcast w/ Jeff Rose

Create My Independance w/ Kraig Mathias

Listen Money Matters w/ Matt and Andrew

YoPro Wealth Podcasts w/ Austin Netzley

The Smart Passive Income w/ Pat Flynn

Stacking Benjamins w/ Joe Saul Sehy

Freakonomics Radio (They talk about random s#@% but interesting nonetheless)

MoneyPlan SOS w/ Steve Stewart

Top 5 Percent Income w Dean Patino

Thank you guys for being just regular people who decided enough is enough and made great decisions in your life financially (in Freakonomics case, just being freaks!). By doing so you are able to create your podcasts so people like me can use your material as motivation. You guys make my drive into work a lot better that’s for sure. Keep it up.

What Other Podcasts Would You Recommend?



Moneymoon- The Honeymoon of Consumerism

iPhone 6 New York

Line at an Apple Store for the iPhone 6-New York

First off I have to give credit to Keith over at for the inspiration to write this post. If you are into dividend growth investing as a vehicle for financial freedom, please check out his site. I normally stop by to learn more about dividend investing strategies and he does a phenomenal job. Learn about his journey here and thanks again Keith for the inspiration!

Keith recently wrote a comment on my article Keeping Up With Warren Buffett and this is what he said about buying pointless things.

With regard to material possessions are you describing a “moneymoon” phase. It’s the feeling you get right after you purchase that new car, luxury home or fancy clothes. The honeymoon period after you spent on some material item. Eventually it all wears off and you left feeling empty and wishing for the next new shiny trinket. Better spend your money on memories and experiences such as travel or time with family and friends. Thanks for sharing this article.



I love the term “Moneymoon” because not only is it a badass word Continue reading Moneymoon- The Honeymoon of Consumerism