June 27, 2014
In order to speed up your fugging debt payoff, you need to find ways to cut expenses such as turning off cable/satellite tv, saving money on your cell phone, and shopping smarter on groceries. With that said, there is only so much you can cut from your expenses. The one strategy with the most upside is to increase your cash flow. There are so many ways you can increase your cashflow and I have created a list. Some you may have seen before but others are pretty unique.
June 10, 2014
Wow I am making good progress. I could have made even more of a dent in my debt if I wasn’t going out so much last month. A lot was going on in my social life from my friend’s bachelor party in Vegas, the actual wedding, and other friends’ birthdays. I am still proud of my progress and it is just motivating me even more to cross off my credit card debt. I fugging hate the credit card debt because it is tied to my old car.
Credit Card= $3,146-$2,096 = $1050
Student Loan A= $10,991-$10,866 = $125
Student Loan B= $10,030-$9870 = $160
$1335 (decrease in debt!)
Seems like a good month despite all the stuff that was going on. I had a ton of fun while still decreasing debt and increasing my net worth. My birthday is in June so all those friends I partied with will have the chance to pay me back with gifts and free drinks! I guess that’s more money to use towards my credit card debt. Oh darn (sarcastic tone)!
May 9, 2014
Well are you pissed and want to be debt free?! Because if you’re ticked off, you…
May 6, 2014
I made a nice dent in my debt total during the month of April. I’m also scaling back on my 401k contributions up to the company match in order to add more to my debt payments. As I see my debt decrease while my assets (home, dividend investing, 401k) increase in value, it becomes more exciting.
I love watching my net worth rise month after month. I just hate my fugging debt so much because I need to get rid of it to really increase passive income streams and my overall net
Credit Card= $8290-$3146 = $5144
Student Loan A= $11,094-$10,991 = $103
Student Loan B= $10,193-$10,030 = $163
$5410 (decrease in debt!)
That brings my Total Fugging Debt total from $29577 to $24167. I’m chipping away but need to speed up the process. Other streams of income is a priority. Maybe a second job or more overtime at my current job will help.
Also now saving at ton of money on my phone bill will be beneficial so I can use the difference on debt which is nice. Overall a good month indeed.
April 25, 2014
The advancements in modern cellular technology has allowed us to connect with each other in ways we have never imagined. From social media outlets like Facebook and Twitter, watching your favorite videos on YouTube, checking the your favorite team’s scores, downloading music via iTunes, to online banking can be done straight from your smart phone. All this innovation comes with a steep price though as all the major carriers phone plans are crazy expensive. Since almost everyone has a smart phone nowadays, we HAD to pick our poison as to which provider was going to take a rob us of our hard-earned money while locking us in 2 year contracts. As a person who is itching to get out of fugging debt, paying my smart phone bill was really pissing me off and that’s when I went looking for a solution without giving up on quality. I wanted a cheaper plan but with all the “goodies” smartphones provide. That’s when I found Republic Wireless and their $25 a month plan! All I have to say is Fugg Yeah!